Chapter 07Library / tools and evidence

Financial Resources

A focused collection of calculators, research, and guides for practical financial decisions.

A record you can return to

Cabinet 01 / Tools

Make the decision visible.

Use these working tools to compare trade-offs, locate your number, and make the assumptions behind the answer explicit.

Retirement Number

Plan your retirement with India-specific withdrawal rate research and estimate the corpus and monthly SIP your horizon may require.

Open calculator

Tool / 02

Tax Calculator 2026

Compare the old and new tax regimes under the latest rules notified for FY 2026-27.

Open calculator

Tool / 03

Car Lease vs Buy

CTC car lease or car loan? Compare tax savings, investment returns, and foreclosure costs under the New Tax Regime 2026.

Open calculator

Cabinet 02 / Research

Evidence for a longer horizon.

Read the underlying patterns, assumptions, and historical evidence before turning a market idea into a decision.

Research / 01

Nifty 50 vs Nifty Next 50

Rolling returns across 1Y to 15Y windows. CAGR, win rates and drawdowns, side by side.

View analysis

Research / 02

Why Gold Falls During Crisis

A visual research note unpacking why the safe-haven narrative around gold breaks down in the early days of a market shock.

Read report

Research / 03

Research Archive

Explore our research reports, market analyses, and financial insights in one evolving reading room.

Enter archive

Cabinet 03 / Learning

Build the foundations first.

Udayan's mutual fund programme walks self-directed investors through the principles, frameworks and pitfalls so they can understand the tradeoffs and run their own portfolio.

Explore programme

From an answer to a plan

A tool can locate the number. A conversation gives it context.

Bring the result, the assumptions behind it, and the life decision you are trying to make.

Mutual fund-related conversations and transactions are undertaken in the capacity of a mutual fund distributor. Tax and legal matters are handled by qualified specialists.

Talk through your situation