Disclaimers &
Regulatory Information
Please read the following information carefully. It governs your relationship with us and sets clear boundaries regarding our services and your responsibilities.
About MoneyIQ
MoneyIQ is a brand name under which Udayan Adhye and Yashashri Sunil provide wealth management, mutual fund distribution, and insurance advisory services. MoneyIQ is not a registered company or separate legal entity. All regulatory licenses and registrations mentioned herein are held personally by Udayan Adhye and Yashashri Sunil in their individual capacities.
Mutual Fund Distribution Disclaimer
Mutual fund investments are subject to market risks. Please read the scheme information document and key information memorandum carefully before investing. Past performance is not indicative of future returns. Udayan Adhye and Yashashri Sunil are mutual fund distributors registered with AMFI (ARN: 170252). No guarantee or assurance of returns on investments is provided.
Insurance Disclaimer
Insurance is the subject matter of solicitation. Udayan Adhye and Yashashri Sunil are licensed insurance advisors registered with IRDAI. Please read the policy terms and conditions carefully before concluding the sale. The purchase of insurance is voluntary.
General Advisory Disclaimer
The information provided through MoneyIQ is for general informational and educational purposes only and should not be construed as personalised investment advice, tax advice, or legal advice. Clients are advised to consult with qualified professionals, including chartered accountants and legal advisors, for advice specific to their individual circumstances.
NRI & Cross-Border Disclaimer
We do not provide tax advice for any jurisdiction. All taxation guidance, compliance, and filing for NRI clients is handled through our network of chartered accountant partners who specialise in international and India-based investing from overseas. Clients are responsible for ensuring compliance with the tax laws of their country of residence. We are not liable for any tax consequences arising from investment decisions.
GIFT City Disclaimer
Investments through GIFT City IFSC are subject to the regulations of the International Financial Services Centres Authority (IFSCA). The tax treatment of GIFT City investments may vary based on the investor's country of residence and is subject to change. Clients should consult their tax advisors for specific guidance.
No Guarantee Disclaimer
No specific investment outcomes are guaranteed. All investments carry risk, including the possible loss of principal. Historical returns, model portfolios, and macro analysis are for illustrative purposes only and do not predict future performance.