Your Wealth,
Governed by Evidence.
Every portfolio we build follows a systematic, research-backed asset allocation framework. We study macro regimes, commit to allocation rules in advance, and remove in-the-moment emotional decisions.
This is not about chasing the next hot fund. It is about building wealth that compounds through discipline.
What You Get
Personalised Asset Allocation
A portfolio aligned to your specific goals, time horizon, and risk capacity.
Tax-Efficient Fund Selection
Mutual fund portfolios constructed to minimise your tax drag across holding periods.
Goal-Based Planning
Structured plans for retirement, children's education, home purchase, and legacy transfer.
Insurance Audit
Identification and elimination of mis-sold or redundant insurance products.
Integrated Tax Support
For all taxation matters, we work with chartered accountant partners who specialise in investment-related tax planning for Indian residents.
Periodic Reviews
Portfolio reviews driven by data and macro signals, not market noise or media cycles.
How We Work
Step 1: Discovery
We understand your financial life, your goals, timeline, existing investments, insurance, and tax situation.
Step 2: Design
We build a rules-based asset allocation plan grounded in macro research and academic evidence.
Step 3: Implement
We execute through carefully selected mutual funds, with tax efficiency and cost optimisation built in.
Step 4: Monitor
We review periodically based on pre-set rules, not reactions to headlines.
Who We Serve
MoneyIQ works with families, professionals, and business owners who want a disciplined, research-led approach to their wealth. We are not for everyone. If you are looking for stock tips, guaranteed returns, or someone to chase the market on your behalf, we are not the right fit. If you value evidence over emotion and long-term compounding over short-term excitement, we should talk.