MoneyIQ

NRI & Cross-Border
Wealth

We help NRIs invest in a compliant and tax-efficient manner.

Invested Abroad. Rooted in India.

Living abroad does not simplify your financial life. It complicates it. Between the tax laws of your country of residence, India's FEMA regulations, and the maze of NRO, NRE, and FCNR accounts, most NRIs end up with portfolios that are either non-compliant, tax-inefficient, or both.

We help NRIs structure investment pathways that work on both sides of the border. Every recommendation is coordinated with our chartered accountant partners who specialise in international and India-based investing from overseas.

GIFT City Explainer

GIFT City (Gujarat International Finance Tec-City) is India's international financial services centre. Investment structures domiciled here offer significant advantages for NRIs: favourable capital gains treatment, no securities transaction tax, and fund vehicles designed for cross-border compliance. We help you access GIFT City as part of a complete wealth plan, not as a standalone product.

FEMA & Account Basics

Investing in India as an NRI starts with the right account structure. NRO, NRE, and FCNR accounts each serve different purposes and carry different repatriation rules. We help you get this right before a single rupee is invested, providing structural guidance to keep you compliant.

Select Your Region for Specific Insights

Select a region above to view specific tax, compliance, and structuring insights for NRIs.